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CFP® serving Scottsdale and Phoenix. CFP Planner offer fee-only Financial Advice and Wealth Management to business owners executives

Deferring Compensation Now

Could Help You in Retirement

Deferred Compensation is available as a perk to Select Executives. If not used properly, and coordinated with other benefits, it can become a tax headache…

 

Article Posted by Joe Vazquez

June 19thth, 2017

$1 Million Bet by Warren Buffett Will End Next December

Hedge funds are not open to ordinary investors, and they're often seen as elite. But, Warren Buffett said, most hedge funds just are not worth the fees they charge. In fact, he said, “I'm willing to make a bet…”

 

Article Posted by Joe Vazquez

December 28th, 2016

If you got a Divorce Do-Over, what would you change?

They say knowledge comes from learning from your own difficulties, but wisdom is learning from the trials and defeats of others. With divorce, it is an experience someone may only go through once, so it may be best to hear from a husband who has been there and has some sage advice, including the use of a divorce mediator.

Article Posted by Jen Shaw

October 17th, 2016

Should Corporate Execs avoid rolling over

their 401(k) at retirement?

CFP Scottsdale and Phoenix Arizona. Financial Planners CFP® fee-only investment advice and Financial Planning to individuals, families If you withdraw your company stock from your 401(k) and, instead of rolling it into an IRA, transfer it to a taxable brokerage account, you could avoid ordinary income taxes on the stock's Net Unrealized Appreciation (NUA)Corporate Executives should not allow an asset gathering stock broker to convince them to rollover their 401(k) plan without first having an NUA Assessment done.

Article Posted by Joe Vazquez

September 10th, 2016

Don’t let your 401(k) get caught in the crosshairs

Financial Planner Phoenix Advisor Independent Fee Only Advice Whereas 401(k) Plan excessive-fee suits have traditionally targeted mega-sized defined contribution plans with billions of dollars, the LaMettry's Collision and Repair 401(k) plan is significantly smaller — it had $9.2 million in assets and 114 active participants as of 2014. Litigation involving 401(k) plans has ramped up since the end of last year, with some attorneys noting this has been the most active period for new suits in recent memory.

Article Posted by Joe Vazquez

June 4th, 2016

Who gets the dog after the breakup?

CFP Scottsdale and Phoenix Arizona. Financial Planners CFP® fee-only investment advice and Financial Planning to individuals, families There are countless stories, songs, poems, shows, and movies dedicated to the excruciating pain of a breakup. We all know they’re never easy or fun. But in these modern times, breakups -- especially divorces -- are steadily becoming more complicated with the involvement of the family pets.

 

Sure, you can involve the courts in the decision of who gets Fido, but be prepared: Pets are still viewed as property in the U.S. (and many other jurisdictions), and it comes down to whether the judge in question is willing to deal with the pet problem.

 

Article Posted by Joe Vazquez

October 6th, 2015

So many different stories swirl around: From the couple who were ordered to take one pet each, to the woman who lost her dog to her husband, merely because he was the one who’d bought it (even though she was the one who cared for the pet).

10 Things to do Before You Retire

CFP® serving Scottsdale and Phoenix. CFP Planner offer fee-only Financial Advice and Wealth Management to business owners executivesRetirement signals the beginning of a new lifestyle. Long before you clock out for the last time, consider whether you are financially ready to pursue the life that you envision for yourself.

 

Do you want to travel every year? Are you planning to spend more time in your garden, or do you want to downsize your lot? Are you properly insured?

 

Just as you would plan for a trip, it's even more important that you plan for retirement -- the longest vacation of your life --

Article Posted by David Rosenthal

September 29th, 2015

with eyes wide open.

 

Considerations

Here is a checklist of considerations you should revisit as often as necessary before taking the retirement plunge.

10 steps to a worry-free retirement: